Insurance for Uninsured Americans with Pre-existing Conditions

Beginning July 1, 2010, a Pre-Existing Condition Insurance Plan will provide new coverage options to individuals who have been uninsured for at least six months because of a pre-existing condition. States have the option of running this new program in their state. If a state chooses not to do so, then the individual can utilize the Federal programs. 

This program serves as a bridge to 2014, when all discrimination against pre-existing conditions will be prohibited. 

To learn more about the plan for a particular state, visit the Department of Health and Human Services website. 

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